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The holiday season is upon us. Alongside celebrating with family, friends and loved ones, we also start buying and packaging gifts.
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Peer pressure is a thing, but you don’t have to surrender without a plan
Whether you have your bills set for automatic payment or not, it is advisable to always maintain a tracker.
No one should require a doctor’s prescription or a fitness coach’s guidebook with rigorous workout routines for that person to get back on track with their physical fitness.
One can never be too careful in today’s world. Therefore, always watch your back by keeping your drinks in sight.
There are some moments in life when you had wished you had one tool or another to perform a quick fix so you can move on to more important matters.
So, you have saved up and finally bought your first car. Great. It is quite an accomplishment as you now have more independence and freedom to go where you want...
Independence comes the curved balls that life periodically throws at you, for which it behooves you to be prepared always.
A positive mindset does not mean living in denial. It is not the sole privilege of optimists either. It is attainable by anyone who desires it.
“Hours are like diamonds, don't let them waste,” says the English rock band, The Rolling Stones. Therefore, know how to manage your time well.
There is nothing wrong with seeing yourself through positive lenses. A good personality and a positive mindset will attract the right type of people to you.
Financial experts and advisors commonly discuss the 50/30/20 rule. It explains how you should apply your net income (as opposed to gross income) towards your needs, wants, and savings.
Investment portfolio stands to yield better returns on investment than a regular savings account.
To attain your goal of living within your means, first you should differentiate your needs from your wants. Once these have been clearly identified, you can move on to the next step – budgeting.